RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Affirm Holdings Stock

Affirm Holdings Net Income 2024

Affirm Holdings Net Income

-517.76 M USD

Ticker

AFRM

ISIN

US00827B1061

WKN

A2QL1G

In 2024, Affirm Holdings's profit amounted to -517.76 M USD, a -47.45% increase from the -985.3 M USD profit recorded in the previous year.

The Affirm Holdings Net Income history

YEARNET INCOME (undefined USD)
2028e-
2027e489.98
2026e75.93
2025e-248.83
2024-517.76
2023-985.3
2022-707.4
2021-441
2020-125.8
2019-134.6

Affirm Holdings Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Affirm Holdings, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Affirm Holdings from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Affirm Holdings’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Affirm Holdings. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Affirm Holdings’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Affirm Holdings’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Affirm Holdings’s growth potential.

Affirm Holdings Revenue, EBIT and net profit per share

DateAffirm Holdings RevenueAffirm Holdings EBITAffirm Holdings Net Income
2028e4.08 B undefined-246.56 M undefined0 undefined
2027e4.48 B undefined-736.95 M undefined489.98 M undefined
2026e3.67 B undefined-270.8 M undefined75.93 M undefined
2025e3.05 B undefined-317.18 M undefined-248.83 M undefined
20242.13 B undefined-280.58 M undefined-517.76 M undefined
20231.4 B undefined-1.03 B undefined-985.3 M undefined
20221.15 B undefined-788.7 M undefined-707.4 M undefined
2021780.5 M undefined-158.3 M undefined-441 M undefined
2020477.6 M undefined54 M undefined-125.8 M undefined
2019264.8 M undefined-27.7 M undefined-134.6 M undefined

Affirm Holdings stock margins

The Affirm Holdings margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Affirm Holdings. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Affirm Holdings.

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EBIT margin
Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Affirm Holdings's sales revenue. A higher gross margin percentage indicates that the Affirm Holdings retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Affirm Holdings's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Affirm Holdings's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Affirm Holdings's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Affirm Holdings. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Affirm Holdings's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Affirm Holdings Margin History

Affirm Holdings Gross marginAffirm Holdings Profit marginAffirm Holdings EBIT marginAffirm Holdings Profit margin
2028e0 %-6.05 %0 %
2027e0 %-16.47 %10.95 %
2026e0 %-7.38 %2.07 %
2025e0 %-10.41 %-8.16 %
20240 %-13.2 %-24.36 %
20230 %-73.47 %-70.4 %
20220 %-68.41 %-61.36 %
20210 %-20.28 %-56.5 %
20200 %11.31 %-26.34 %
20190 %-10.46 %-50.83 %

Affirm Holdings Aktienanalyse

What does Affirm Holdings do?

Affirm is an American FinTech company headquartered in San Francisco that was founded in 2012. The company was created by Max Levchin, a well-known entrepreneur and co-founder of PayPal. The goal of Affirm is to revolutionize the traditional credit and financing system and create a transparent and fair alternative for consumers. Affirm's business model is based on the idea that loans and financial services should be simple and accessible for customers. The company offers a range of financing solutions for various industries, including e-commerce, travel, health and beauty, and education. Customers can pay for various items and services with Affirm by making small monthly installment payments. Affirm also offers loans for larger purchases, such as cars or homes, that can be paid back over several years. Affirm has multiple divisions or business areas to diversify the company and expand its portfolio of services. One of these business areas is Affirm Travel, which allows customers to pay for their vacation in installments. This option is particularly attractive for travelers who are booking an expensive trip but are unable to pay the full amount all at once. Affirm Travel offers customers a 0% interest guarantee to ensure they do not have any additional costs for their travel payments. Another business area of Affirm is Affirm Education, which enables students to access affordable student loans. Affirm Education ensures that education loans are fair and affordable, so that students can focus on their studies without worrying about their financial situation. Affirm is also active in the healthcare sector. Affirm Health allows patients to pay their medical bills in small installments. The business area offers a flexible payment plan option to make it easier for patients to manage the costs of their healthcare. Another solution that Affirm offers is Affirm Instore, which allows customers to pay directly in-store through the business channel. Affirm Instore is supported by a range of partnerships with various retailers such as Shopify, Walmart, and Peloton. Affirm has also launched a mobile app that allows customers to manage their transactions and payments. The app offers a user-friendly interface and allows customers to quickly and easily update their payment information. Over time, Affirm has developed some groundbreaking products. One of the key products is the "Affirm Impact Score," which focuses on financial inclusion and fairness. With this score, customers can, for example, receive personalized offers that are tailored to their needs. Another innovation from Affirm is an automatic savings program that allows customers to put money into a special savings account, which is then interest-bearing depending on the savings program. Overall, Affirm has revolutionized the financing system in the United States and created a transparent, fair, and accessible alternative to traditional loans. The company has developed a wide range of products and services to meet different needs, and there are many promising developments in the future. Whether it's payment methods, loan offers, or savings programs, Affirm is revolutionizing the finance world with a highly customer-oriented approach, aiming to best reflect and fulfill its customers' requirements. Affirm Holdings ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Affirm Holdings's Profit Margins

The profit margins of Affirm Holdings represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Affirm Holdings's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Affirm Holdings's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Affirm Holdings's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Affirm Holdings’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Affirm Holdings stock

How much profit has Affirm Holdings made this year?

Affirm Holdings has made -517.76 M USD this year.

How has the profit developed compared to last year?

The profit has increased by -47.45% compared to last year fallen

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Affirm Holdings publish its earnings?

Affirm Holdings publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Affirm Holdings?

The profits of Affirm Holdings are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Affirm Holdings?

You can learn more about the earnings of Affirm Holdings by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Affirm Holdings pay?

Over the past 12 months, Affirm Holdings paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Affirm Holdings is expected to pay a dividend of 0 USD.

What is the dividend yield of Affirm Holdings?

The current dividend yield of Affirm Holdings is .

When does Affirm Holdings pay dividends?

Affirm Holdings pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Affirm Holdings?

Affirm Holdings paid dividends every year for the past 0 years.

What is the dividend of Affirm Holdings?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Affirm Holdings located?

Affirm Holdings is assigned to the 'Information technology' sector.

Wann musste ich die Aktien von Affirm Holdings kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Affirm Holdings from 9/13/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 9/13/2024.

When did Affirm Holdings pay the last dividend?

The last dividend was paid out on 9/13/2024.

What was the dividend of Affirm Holdings in the year 2023?

In the year 2023, Affirm Holdings distributed 0 USD as dividends.

In which currency does Affirm Holdings pay out the dividend?

The dividends of Affirm Holdings are distributed in USD.

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Andere Kennzahlen von Affirm Holdings

Our stock analysis for Affirm Holdings Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Affirm Holdings Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.